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Because the particular needs of individual investors may vary greatly, decisions on investments should not be made solely on the basis of the material at this web site. Investors who wish to further consider whether the suggestions are suitable for them may like to discuss the matter with a professional adviser who works on a fee basis. The information and comments in this publication are based on sources which we believe to be reliable, but we will not be liable under any event. The publishers, its directors and authorised representatives of the firm may have a financial interest, as investor or otherwise, in investments described in this publication.